Tuesday, June 24, 2014

Unexpected Expenses May and June

With the end of school also brings, school fees for next school year. I am the chair of school supplies at my daughter's school, so I get her school supplies for free. My son goes to a Montessori school so we just donate a set amount, and the PTA buys supplies as the teachers request them throughout the year. My son also brought home spring pictures. These are such a scam! I sent my daughter's form back to say we don't want her picture taken, but it is harder to get my son to return things to school. Well, he got his picture taken, and they send home 5 sheets for you to buy or send back. One sheet was an assortment of key chain discs, bookmark, calendar and door hanger. My seven year old son, thinking these were cool free items, tore them off and went around finding uses for each item. He was devastated when he find out we had to pay for these things. I knew it was an honest mistake, so I told him I would pay for them this time. At the end of May I had a race with my sisters, and we split the cost of a hotel and gas. I'm thankful I was able to control myself with spending around my sisters. We went to a casino and I didn't spend a dime. For Mother's day I got my mom a garden cart with my sisters and I also paid for a cheap bible camp.
Daughter's book fee- $50
Son's supplies - $45 (check not cleared yet)
T-shirts to support a cause $45
Son's Spring pictures - $26
hotel - $20
Mother's Day - $20
bible camp - $5
June started with the kids being out of school and my husband on vacation. We saved money on daycare that week, but we had to go out of town for a graduation. We gave my niece a gift and helped her mom pay for a DJ for the party. I think it would have been more worth it if the party was more of my nieces friends, but they didn't really dance and there were only a few there. For the area we were in we got a cheap, but kinda scary hotel. The family we had there has so much going on and only one bathroom in all their house/apt that it is hard to stay with them when we visit. The rest of the vacation was budgeted for in advance. For Father's Day I also got dinner for the whole family, and I got my dad a small gift which I bought with my Shopkick points. I also promised my son two sports a year and he wanted to do flag football. I received $5 off for early registration. I found $50 flag football but heard the program is not good and it is in a rough area. The YMCA if you are not a member is $120, plus a $15 jersey! We also were having trouble with our air conditionor (wire got disconnected!) and plumbing. My husband paid for these so I'm not sure how much he spent on plumbing since he did the repair. In the future we will need to fix the hole in the wall to the basement, which turned out the problem was under the sink (Uff da!).

Graduation gift - $50
DJ - $100
Hotel - $160
Father's Day meal- $40
Flag football- $95
Air Conditioner repair - $100

I have also restructured my sinking fund for all the things the kids are involved in with school and extra activities. I planned out my next 6 months on my YNAB and everything is looking good. We were able to pay off my student loan in June and hope to have our house siding debt done by December. We are also saving money on daycare. My husband is off Monday, my sister off Tuesday, and I am able to be off during the day on Wednesday by working longer hours the other days, and making up hours here and there. It has been exhausting but I love saving money.

Upcoming expenses would be that Friday's at daycare are field trip days, so those will fluctuate. It is also 4-H fair time. My daughter will be part of a $15 challenge for shopping for clothes and will be making a fairy garden. I will use the clothing fund and the sinking fund to fund these.

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